Top VA Mortgage Lenders

Here are the top VA Mortgage Lenders in the country.

We recently released our list of the top 150 mortgage lenders in the country. We are publishing data as we build our machine learning algorithms that will automatically match home buyers and real estate agents with the best lenders.

These top 150 lenders account for two-thirds (67%) of all mortgage originations!

Let’s review VA Mortgages, which account for 9% of all mortgage originations(#) and 9% of all mortgage origination volume($) in the US. The top 150 lenders combined have have a slightly higher VA mix of 11%.

The US Department of Veterans summarizes the benefit they provide on their website:

VA helps Servicemembers, Veterans, and eligible surviving spouses become homeowners. As part of our mission to serve you, we provide a home loan guaranty benefit and other housing-related programs to help you buy, build, repair, retain, or adapt a home for your own personal occupancy.

VA Home Loans are provided by private lenders, such as banks and mortgage companies. VA guarantees a portion of the loan, enabling the lender to provide you with more favorable terms.

Mortgage Originations by Loan Type
Mortgages originated under the VA program account for 9% of US mortgage volume.

The Super Heavyweights | $10 Billion +

When it comes to VA mortgage loans, Veteran’s United is at the top of the pack. They originated 7% of the all VA loans in America. 97% of their mortgage originations are VA loans.

VETERANS UNITED HOME LOANS$10.2BWebsite

The Heavyweights | $5-$10 Billion

VA loans make up 67% of USAA’s mortgage volume and 56% of Navy Federal Credit Union’s mortgage volume. Also, Quicken and Loandepot.com round out this group. Together, these mortgage companies account for 1 in 5 VA loans in America.

USAA$8.9BWebsite
NAVY FEDERAL CREDIT UNION$8.6BWebsite
QUICKEN LOANS$7.0BWebsite
LOANDEPOT.COM$5.7BWebsite

The Light Heavyweights | $2-5 Billion

This group accounts for another 13% of VA mortgage loans.

CALIBER HOME LOANS$3.7BWebsite
FREEDOM MORTGAGE$3.6BWebsite
FAIRWAY MORTGAGE$2.8BWebsite
WELLS FARGO BANK$2.5BWebsite
FLAGSTAR BANK$2.4BWebsite
UNITED SHORE$2.3BWebsite
NEW DAY FINANCIAL$2.1BWebsite

The Super Middleweights | $1-$2 Billion

This group accounts for almost 13% of the total VA mortgage market.

HOMEBRIDGE FINANCIAL SERVICES$1.8BWebsite
GUILD MORTGAGE COMPANY$1.7BWebsite
DHI MORTGAGE$1.5BWebsite
MOVEMENT MORTGAGE$1.4BWebsite
GUARANTEED RATE$1.4BWebsite
THE FEDERAL SAVINGS BANK$1.4BWebsite
PRIMELENDING$1.4BWebsite
EAGLE HOME MORTGAGE$1.3BWebsite
PACIFIC UNION (MR. COOPER)$1.2BWebsite
PENNYMAC$1.2BWebsite
CARRINGTON MORTGAGE SERVICES$1.1BWebsite
NEW AMERICAN FUNDING$1.1BWebsite
STEARNS LENDING$1.1BWebsite
NBKC$1.0BWebsite

The Full List – Top VA Mortgage Lenders


We used the the 2018 HMDA loan level database to calculate our results. We excluded subordinate liens and commercial properties.

Share this post