The Top 150 Mortgage Lenders in 2019

We’ve updated this list with 2021 numbers. Check out our 2021 updated list of the largest mortgage companies.

We’ve updated our list of the largest mortgage companies in 2019. Last year (2019), mortgage lenders originated 7.6 million loans for a combined $2.2 Trillion. Here’s a list of the biggest mortgage companies.

The Top Mortgage Lenders Ranked by Volume

The top 150 lenders in the country account for 70% of all mortgage originations in the country. This is up from 67% in 2018 which means more volume is shifting to the largest lenders. The top 50 companies alone account for 54% (up from 50% in 2018) of the mortgage market. Let’s see how they stack up against each other.

2019 Top Mortgage Lenders
70% of all mortgages are originated by the top 150 lenders.

The Super Heavyweight | $140 Billion +

While Quicken and Wells Fargo Bank were neck and neck in 2018, Quicken pulled away substantially in 2019. They originated $140 Billion which accounts for 6.5% of total mortgages.

QUICKEN LOANS$141.5BWebsite

The Heavyweights | $100-$110 Billion

United Shore (AKA United Wholesale), the #1 wholesale lender joins Wells Fargo, the first depository on the list. These 2 companies account for almost 10% of the mortgage volume in the US. United Shore moved up 2 spots this year, overcoming Bank of America and JP Morgan Chase.

WELLS FARGO BANK$105.2BWebsite
UNITED SHORE$103.4BWebsite

The Light Heavyweights | $60-$75 Billion

JPMorgan Chase Bank and Bank of America are the largest banks by assets in the US and they come in at numbers 4 and 5 on this list. These two banking behemoths account for 6.2% of total mortgage volume.

BANK OF AMERICA$72.6BWebsite
JPMORGAN CHASE BANK$62.6BWebsite

The Super Middleweights | $20-$45 Billion

We start to see some of the top non-depository lenders show up in this group including Loandepot.com, Caliber, Fairway, Guaranteed Rate, Freedom, and Guild. This group accounts for another 13% of total originated volume. If you’re keeping track, if you take out a mortgage in the US, there’s a 1 in 3 chance its from the top 15 mortgage lenders.

LOANDEPOT.COM$42.0BWebsite
CALIBER HOME LOANS$40.3BWebsite
FAIRWAY MORTGAGE$36.1BWebsite
US BANK$34.9BWebsite
GUARANTEED RATE$32.6BWebsite
FREEDOM MORTGAGE$28.6BWebsite
FLAGSTAR BANK$22.3BWebsite
GUILD MORTGAGE COMPANY$16.0BWebsite
CITIBANK$12.4BWebsite

The Middleweights | $15-$20 Billion

These lenders all originate more than $15 Billion a year or $1.25 Billion a month! Together, these 9 companies account for 9% of the total mortgage market.

NATIONSTAR MORTGAGE (MR. COOPER)$19.4BWebsite
NAVY FEDERAL CREDIT UNION$18.7BWebsite
CITIZENS BANK$17.7BWebsite
MOVEMENT MORTGAGE$16.7BWebsite
USAA$16.6BWebsite
VETERANS UNITED HOME LOANS$16.4BWebsite
HOMEBRIDGE FINANCIAL SERVICES$16.2BWebsite
FINANCE OF AMERICA$15.3BWebsite
PNC BANK$15.3BWebsite

The Full List – Top Mortgage Lenders

$ Volume RankUnit RankMortgage CompanyVolume ($Billions)UnitsAverage Loan Size
11QUICKEN LOANS INC.$141.50549,156$257,665
23WELLS FARGO BANK, NATIONAL ASSOCIATION$105.25248,969$422,736
32UNITED SHORE FINANCIAL SERVICES, LLC$103.44320,999$322,229
45BANK OF AMERICA, NATIONAL ASSOCIATION$72.60155,690$466,326
54JPMORGAN CHASE BANK, NATIONAL ASSOCIATION$62.62166,173$376,860
66LOANDEPOT.COM, LLC$42.00139,746$300,572
77CALIBER HOME LOANS, INC.$40.31133,323$302,369
88FAIRWAY INDEPENDENT MORTGAGE CORPORATION$36.07132,753$271,725
911US BANK NATIONAL ASSOCIATION$34.9496,633$361,617
1010GUARANTEED RATE, INC.$32.6499,127$329,229
119FREEDOM MORTGAGE CORPORATION$28.55108,913$262,151
1214FLAGSTAR BANK, FSB$22.2976,917$289,771
1313GUILD MORTGAGE COMPANY$21.2178,247$271,070
1442CITIBANK, NATIONAL ASSOCIATION$21.0826,959$781,773
1512NATIONSTAR MORTGAGE LLC$19.4481,608$238,235
1617NAVY FEDERAL CREDIT UNION$18.7465,455$286,377
1718CITIZENS BANK, NATIONAL ASSOCIATION$17.7163,681$278,133
1816MOVEMENT MORTGAGE, LLC$16.6565,791$253,113
1919USAA FEDERAL SAVINGS BANK$16.5962,575$265,160
2015VETERANS UNITED HOME LOANS$16.3766,465$246,344
2123HOMEBRIDGE FINANCIAL SERVICES, INC.$16.1652,056$310,394
2225FINANCE OF AMERICA MORTGAGE LLC$15.3347,553$322,341
2321PNC BANK, NATIONAL ASSOCIATION$15.2656,328$270,998
2422BROKER SOLUTIONS, INC.$14.8153,495$276,832
2520PRIMELENDING, A PLAINSCAPITAL COMPANY$14.7657,997$254,496
2689FIRST REPUBLIC BANK$14.5112,464$1,163,888
2724CROSSCOUNTRY MORTGAGE, INC.$14.3051,053$280,114
2826PENNYMAC LOAN SERVICES, LLC$13.1745,916$286,734
2928HOME POINT FINANCIAL CORPORATION$12.1041,812$289,434
3030PROVIDENT FUNDING ASSOCIATES, L.P.$11.3637,205$305,375
3131CMG MORTGAGE, INC.$10.4436,813$283,588
3240SUNTRUST BANKS, INC.$10.3932,360$320,978
3336NEWREZ LLC$10.1534,703$292,441
3439EAGLE HOME MORTGAGE, LLC$9.9832,547$306,782
3533CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP$9.6936,572$264,998
3629BRANCH BANKING AND TRUST COMPANY$9.5739,512$242,309
3735ACADEMY MORTGAGE CORPORATION$9.1334,707$263,066
3834DHI MORTGAGE COMPANY, LTD.$9.1134,965$260,480
3927THE HUNTINGTON NATIONAL BANK$8.5842,535$201,722
40122MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION$8.559,243$924,519
4149AMERICAN PACIFIC MORTGAGE CORPORATION$8.3723,027$363,382
4254TD BANK, NATIONAL ASSOCIATION$7.9920,218$395,157
43109MUFG UNION BANK, NATIONAL ASSOCIATION$7.7810,436$745,694
4441EVERETT FINANCIAL, INC.$7.7030,675$251,049
4543STEARNS LENDING, LLC$7.6225,691$296,609
4632FIFTH THIRD BANK, NATIONAL ASSOCIATION$7.4736,718$203,397
4737CARRINGTON MORTGAGE SERVICES, LLC$7.2534,434$210,673
4845AMERICAN FINANCIAL NETWORK, INC.$7.1625,128$284,923
4944PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.$7.0125,229$277,782
5038REGIONS BANK$6.8833,546$205,008
5152CORNERSTONE HOME LENDING, INC.$6.3620,951$303,600
5253PROSPERITY HOME MORTGAGE, LLC$6.1520,879$294,556
5346PRIMARY RESIDENTIAL MORTGAGE, INC.$6.1223,868$256,381
5447KEYBANK NATIONAL ASSOCIATION$5.9823,404$255,400
5557SIERRA PACIFIC MORTGAGE COMPANY, INC.$5.8019,195$302,325
5658THE FEDERAL SAVINGS BANK$5.6318,684$301,194
5755SYNERGY ONE LENDING, INC.$5.4519,828$274,689
5864NVR MORTGAGE FINANCE, INC.$5.1716,503$313,031
5982UMPQUA BANK$5.0914,051$362,481
6069CHERRY CREEK MORTGAGE CO., INC.$5.0515,795$319,705
6171PULTE MORTGAGE LLC$4.9515,681$315,687
6267BAY EQUITY LLC$4.8015,978$300,536
6368J.G. WENTWORTH HOME LENDING, LLC$4.7915,948$300,519
6459RESIDENTIAL MORTGAGE SERVICES, INC.$4.7617,891$266,130
6556AMERISAVE MORTGAGE CORPORATION$4.7619,612$242,459
6651GATEWAY MORTGAGE GROUP, LLC$4.6321,609$214,150
67148UBS BANK USA$4.624,645$993,977
6862LAKEVIEW LOAN SERVICING, LLC$4.6017,552$262,315
69116TIAA, FSB$4.569,624$473,373
7086NBKC BANK$4.4313,003$340,910
7150UNION HOME MORTGAGE CORP.$4.3422,326$194,278
72150CITY NATIONAL BANK$4.313,453$1,248,168
7363BARRINGTON BANK & TRUST COMPANY, N.A.$4.1417,293$239,531
7479AMERIS BANK$4.1114,994$274,054
7585SUMMIT FUNDING, INC.$4.0913,456$303,951
76105IMPAC MORTGAGE CORP.$4.0810,925$373,459
7775AMERICAN FINANCING CORPORATION$4.0715,120$269,189
7848STATE EMPLOYEES' CREDIT UNION$3.9923,298$171,471
7972ARK-LA-TEX FINANCIAL SERVICES, LLC.$3.9915,405$259,288
8078PLAZA HOME MORTGAGE, INC.$3.9215,015$261,261
81115BBVA USA$3.889,692$400,493
8295NEW YORK COMMUNITY BANK$3.8612,011$321,464
8374NOVA FINANCIAL & INVESTMENT CORPORATION$3.8415,213$252,699
8465ATLANTIC BAY MORTGAGE GROUP, L.L.C.$3.8416,316$235,519
8561DITECH FINANCIAL LLC$3.8417,578$218,302
8680FIRSTBANK$3.7514,493$258,925
8783SWBC MORTGAGE CORPORATION$3.7013,809$268,055
8881FBC MORTGAGE, LLC$3.6514,173$257,308
89147CHARLES SCHWAB BANK$3.645,036$722,327
9073BANK OF ENGLAND$3.6315,222$238,437
91117ZIONS BANCORPORATION, N.A.$3.639,605$377,535
9270MANUFACTURERS AND TRADERS TRUST COMPANY$3.5815,737$227,352
9399BETTER MORTGAGE CORPORATION$3.5711,363$314,020
94107LENDUS, LLC$3.5110,636$330,007
95108IBERIABANK$3.4510,494$328,314
96102EVERGREEN MONEYSOURCE MORTGAGE COMPANY$3.3911,078$305,728
9793NORTHPOINTE BANK$3.3812,274$275,046
9898ASSOCIATED BANK, NATIONAL ASSOCIATION$3.3811,503$293,440
99113DRAPER AND KRAMER MORTGAGE CORP.$3.349,822$340,136
10087BOKF, NATIONAL ASSOCIATION$3.3212,880$257,964
10196NFM, INC.$3.2712,005$272,286
10277UNION SAVINGS BANK$3.2615,043$216,959
103138BANK OF THE WEST$3.157,371$427,666
104131HOMESTREET BANK$3.148,158$384,511
10584LAKE MICHIGAN CREDIT UNION$3.1313,530$231,596
10692ENVOY MORTGAGE, LTD$3.0912,395$249,562
107149HSBC BANK USA, NATIONAL ASSOCIATION$3.074,460$688,657
108133GEORGE MASON MORTGAGE, LLC$3.057,955$383,353
109101EMBRACE HOME LOANS, INC.$3.0111,100$270,782
110103BELL BANK$2.9911,008$271,467
111124FIRST HOME MORTGAGE CORPORATION$2.999,141$326,661
11297KELLER MORTGAGE, LLC$2.9711,554$257,272
11376ARVEST BANK$2.9215,115$192,973
11491WATERSTONE MORTGAGE CORPORATION$2.8812,425$232,124
115119PARKSIDE LENDING, LLC$2.869,494$301,466
116126FIRST CHOICE LOAN SERVICES INC.$2.868,957$318,799
11788RENASANT BANK$2.8412,568$226,053
118142LEADER BANK, NATIONAL ASSOCIATION$2.736,056$451,526
119145ALLY BANK$2.735,442$501,882
12066RUOFF MORTGAGE COMPANY, INC.$2.7216,025$169,939
121120SUN WEST MORTGAGE COMPANY, INC.$2.729,295$292,365
122141COMMERCE HOME MORTGAGE, INC.$2.677,068$377,517
123112PLANET HOME LENDING, LLC$2.6510,220$259,766
124110FIRST FEDERAL BANK$2.6410,372$254,564
125132NORTH AMERICAN SAVINGS BANK, F.S.B.$2.628,041$325,265
126100LEADERONE FINANCIAL CORPORATION$2.5811,139$231,384
127128FIRST UNITED BANK AND TRUST COMPANY$2.538,668$292,104
128104FIRST CITIZENS BANK & TRUST COMPANY$2.5010,931$228,577
129127V.I.P. MORTGAGE, INC.$2.488,776$282,299
13090THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND$2.4612,460$197,541
131106NEW DAY FINANCIAL, LLC$2.4610,647$230,713
132125PARAMOUNT EQUITY MORTGAGE, LLC$2.459,133$268,170
13394DAS ACQUISITION COMPANY, LLC$2.4512,143$201,615
134130ON Q FINANCIAL, INC.$2.458,571$285,406
135135MORTGAGE NETWORK, INC.$2.437,697$316,152
136111AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC$2.4310,327$235,624
137146FREMONT BANK$2.385,334$446,462
138114SECURITYNATIONAL MORTGAGE COMPANY$2.369,723$243,160
139121CLEARPATH LENDING$2.369,269$254,987
140134CITYWIDE HOME LOANS, LLC$2.347,826$298,550
141136TOWNE BANK$2.337,417$314,424
142118FIRST NATIONAL BANK OF PENNSYLVANIA$2.329,524$243,600
143123AMERICAN MORTGAGE & EQUITY CONSULTANTS, INC.$2.279,238$245,970
144140WYNDHAM CAPITAL MORTGAGE, INC.$2.277,096$319,231
145144STIFEL BANK AND TRUST$2.255,673$396,370
146129LAND HOME FINANCIAL SERVICES, INC.$2.258,609$260,932
147143MCLEAN MORTGAGE CORPORATION$2.245,912$378,829
14860VANDERBILT MORTGAGE AND FINANCE, INC.$2.2117,826$124,207
149139KBHS HOME LOANS, LLC$2.187,369$295,349
150137BOEING EMPLOYEES$2.177,400$293,824

We used the the 2019 HMDA loan level database to calculate our results. We excluded subordinate liens and commercial properties.

Share this post

Compare Mortgage Rates

Want to Check Out Today's Mortgage Rates?

Customize your rate for FREE!