Best Mortgage Lenders of September 2023 (Top 150)

We’ve updated our list of the largest mortgage companies in 2021. Last year (2021), mortgage lenders originated 13 million loans for a combined $4.2 Trillion. Here’s a list of the largest mortgage companies.

The Top Mortgage Lenders Ranked by Volume

The top 150 lenders in the country account for 72% of all mortgage originations in the country. The top 50 companies alone account for 57% of the mortgage market. Let’s see how they stack up against each other.

The Top 150 Mortgage Lenders
70% of all mortgages are originated by the top 150 lenders

The Super Heavyweight | #1 Top Mortgage Lender | $300 Billion +

Quicken holds onto the number one spot in 2021. They originated $340 Billion which accounts for 8.1% of total mortgages (which is the same market share they had in 2020).

QUICKEN LOANS$340.1BWebsite

The Heavyweights | Top Mortgage Lenders (#2 & #3) | $100-$250 Billion

United Wholesale Mortgage (UWM), the #1 wholesale lender joins Wells Fargo, the first depository on the list, loanDepot, and JPMorgan Chase. These 4 companies account for 14% of mortgage volume in the US.

UNITED WHOLESALE MORTGAGE$211.0BWebsite
WELLS FARGO BANK$141.1BWebsite
LOANDEPOT.COM$127.7BWebsite
JPMORGAN CHASE BANK$106.0BWebsite

The Light Heavyweights | $70-$100 Billion

Bank of America joins four of the largest independent mortgage companies in America for this group. Together, these five companies originate 9% of all mortgages in America.

FREEDOM MORTGAGE$89.5BWebsite
BANK OF AMERICA$76.0BWebsite
CALIBER HOME LOANS$70.8BWebsite
HOME POINT FINANCIAL$70.2BWebsite
GUARANTEED RATE$70.0BWebsite

The Super Middleweights | $40-$70 Billion

Fairway comes in a the #10 largest lender in the country. If you’re keeping track, 3 out of every 10 people get their mortgage from a top 10 lender.

FAIRWAY MORTGAGE$67.7BWebsite
US BANK$57.3BWebsite
PENNYMAC LOAN SERVICES, LLC$56.9BWebsite
CROSS COUNTRY MORTGAGE$49.4BWebsite
BETTER MORTGAGE CORPORATION$44.7BWebsite
NATIONSTAR MORTGAGE (MR. COOPER)$40.4BWebsite

The Middleweights | $25-$40 Billion

These lenders all originate more than $25 Billion a year or $2 Billion a month! Together, these 9 companies account for 12.2% of the total mortgage market.

AMERISAVE MORTGAGE COMPANY$35.1Website
NEWREZ LLC$34.0Website
FLAGSTAR BANK$33.9BWebsite
GUILD MORTGAGE COMPANY$33.5BWebsite
MOVEMENT MORTGAGE$32.9BWebsite
VETERANS UNITED$31.4BWebsite
NEW AMERICAN FUNDING$31.3BWebsite
CARDINAL FINANCIAL$30.6BWebsite
FINANCE OF AMERICA$29.2BWebsite
CITIZENS BANK$28.2BWebsite
FIRST REPUBLIC$27.4BWebsite
PNC BANK N.A.$27.2BWebsite

The Full List – Top Mortgage Lenders

$ Rank# RankMortgage CompanyVolume ($Billions)UnitsAvg. Loan Size
11ROCKET MORTGAGE$340.061,236,544$275,007
22UNITED WHOLESALE MORTGAGE$210.99600,145$351,570
33WELLS FARGO BANK NA$141.14374,750$376,629
44LOANDEPOT.COM, LLC$127.73360,596$354,229
56JPMORGAN CHASE BANK, NA$106.04258,704$409,876
65FREEDOM MORTGAGE CORPORATION$89.48360,149$248,461
715BANK OF AMERICA NA$76.05142,877$532,255
87CALIBER HOME LOANS, INC.$70.82226,727$312,349
910HOME POINT FINANCIAL CORPORATION$70.20196,679$356,943
1011GUARANTEED RATE, INC$69.99180,162$388,497
118FAIRWAY INDEPENDENT MORT CORP$67.75213,131$317,868
1213US BANK, N.A.$57.35148,816$385,367
139PENNYMAC LOAN SERVICES LLC$56.90197,413$288,236
1414CROSSCOUNTRY MORTGAGE, LLC$49.40145,168$340,272
1517BETTER MORTGAGE CORPORATION$44.69124,916$357,775
1612NATIONSTAR MORTGAGE$40.36174,777$230,903
1718AMERISAVE MORTGAGE COMPANY$35.06123,313$284,340
1816NEWREZ LLC$34.04136,896$248,686
1921FLAGSTAR BANK$33.89108,160$313,317
2019GUILD MORTGAGE COMPANY LLC$33.53113,113$296,421
2120MOVEMENT MORTGAGE, LLC$32.85108,601$302,496
2222VETERANS UNITED$31.40107,729$291,464
2324NEW AMERICAN FUNDING$31.29101,930$306,974
2423CARDINAL FINANCIAL COMPANY, LI$30.64103,861$295,010
2527FINANCE OF AMERICA MORTGAGE LLC$29.2178,134$373,809
2625CITIBANK, N.A.$28.1888,706$317,732
2797FIRST REPUBLIC BANK$27.3719,848$1,379,005
2828PNC BANK N.A.$27.2074,170$366,660
2926NAVY FEDERAL CREDIT UNION$24.5678,768$311,760
3064CITIBANK, N.A.$23.9227,010$885,618
3130TRUIST BANK$22.4372,180$310,812
3229PRIMELENDING$21.9573,287$299,519
3333HOMEBRIDGE FINANCIAL SERVICES, INC.$21.2858,154$365,946
3438AMERICAN PACIFIC MORTGAGE CORPORATION$20.0250,740$394,468
3535CMG MORTGAGE INC.$18.0856,519$319,816
3632LAKEVIEW LOAN SERVICING, LLC$17.2866,735$258,872
3731HUNTINGTON NATIONAL BANK$16.7566,818$250,675
3836DHI MORTGAGE COMPANY LIMITED$16.1054,127$297,367
3937SUPREME LENDING/EVERETT FINANCIAL INC.$15.6752,404$299,006
40148MORGAN STANLEY PRIVATE BANK NA$15.6613,213$1,184,833
4143KEYBANK NATIONAL ASSOCIATION$15.4141,298$373,259
4240PARAMOUNT RESIDENTIAL MORTGAGE$15.2849,020$311,700
4341ACADEMY MORTGAGE CORPORATION$15.2848,114$317,534
4442PROSPERITY HOME MORTGAGE, LLC$15.2543,903$347,363
4549GUARANTEED RATE AFFINITY, LLC$14.7236,998$397,988
4647LENNAR MORTGAGE, LLC$13.1537,611$349,764
4739REGIONS BANK$12.3949,595$249,892
4846AMERICAN FINANCIAL NETWORK, INC.$12.1838,499$316,323
49135MUFG UNION BANK, NA$11.9114,487$821,875
5079TD BANK$11.5523,285$496,010
5134FIFTH THIRD BANK, NATIONAL ASSOCIATION$11.3757,665$197,142
5245PRIMARY RESIDENTIAL MORTGAGE, INC.$11.0938,638$286,907
53172CHARLES SCHWAB BANK, SSB$10.7211,142$961,852
54100ALLY BANK$10.3219,388$532,390
5552PROVIDENT FUNDING ASSOCIATES$9.5932,627$294,074
5662CORNERSTONE HOME LENDING, INC.$9.5127,686$343,570
5761THE FEDERAL SAVINGS BANK$9.5127,895$340,955
5867DRAPER AND KRAMER MORTGAGE CORP.$9.2924,978$371,826
5944UNION HOME MORTGAGE$9.2839,932$232,337
6051MUTUAL OF OMAHA MORTGAGE$9.2333,689$274,082
6163NFM, INC$9.1227,200$335,189
6258SUN WEST MORTGAGE COMPANY, INC$8.8428,953$305,431
6365AMERIS BANK$8.7626,692$328,091
6468STEARNS LENDING, LLC$8.5824,836$345,354
6577CHERRY CREEK MORTGAGE$8.5723,485$364,879
6656USAA FEDERAL SAVINGS BANK$8.3630,018$278,345
6771PENTAGON FEDERAL CREDIT UNION$8.2024,298$337,611
6848CARRINGTON MORTGAGE SERVICES L$8.0437,216$216,090
6974BAY EQUITY LLC$8.0323,779$337,696
7053GATEWAY FIRST BANK$7.8631,835$246,952
7154AMERICAN FINANCING CORPORATION$7.7030,391$253,502
72103UMPQUA BANK$7.6319,063$400,194
73122CHANGE LENDING, LLC$7.5716,673$453,878
74296CITY NATIONAL BANK$7.535,417$1,390,763
75282UBS BANK USA$7.515,744$1,307,866
7687SUMMIT FUNDING.INC$7.4721,227$351,709
7789PULTE MORTGAGE LLC$7.4321,044$353,130
7860LOWER, LLC$7.4128,217$262,713
79105CELEBRITY HOME LOANS, LLC$7.3918,961$389,997
8075SIERRA PACIFIC MORTGAGE CO. INC$7.2723,632$307,559
8169BARRINGTON BANK & TRUST, NA$7.0324,495$287,043
82134AMWEST FUNDING CORP$6.9614,548$478,756
8383NORTHPOINTE BANK$6.9622,114$314,598
8470ARK-LA-TEX FINANCIAL SERVICES LLC$6.9524,368$285,117
8581INTERCONTINENTAL CAPITAL GROUP$6.9423,008$301,462
86121LENDUS, LLC$6.9116,752$412,196
87116FIRST HORIZON BANK$6.8817,237$399,222
8873NOVA HOME LOANS$6.7224,004$279,833
8950STATE EMPLOYEES' CREDIT UNION$6.7134,673$193,659
9055VILLAGE CAPITAL & INVESTMENT$6.7030,026$223,241
9176ATLANTIC BAY MORTGAGE GROUP$6.6423,496$282,576
92109NBKC BANK$6.6318,347$361,447
9388RESIDENTIAL MORTGAGE SERVICES$6.4421,194$303,924
9490FIRSTBANK$6.3720,975$303,799
95107WYNDHAM CAPITAL MORTGAGE, INC$6.2618,651$335,459
9691SWBC MORTGAGE CORPORATION$6.2520,951$298,337
9785PLAZA HOME MORTGAGE, INC$6.2421,446$290,900
9896BELL BANK$6.1219,912$307,479
9984FIRST GUARANTY MORTGAGE CORPOR$6.1122,009$277,834
100112NVR MORTGAGE FINANCE, INC.$6.0817,732$342,653
10172NEW DAY FINANCIAL, LLC.$5.8324,163$241,141
10299PLANET HOME LENDING, LLC$5.7319,691$291,003
103126FIRST HOME MORTGAGE$5.6815,300$371,218
104117EMBRACE HOME LOANS, INC.$5.6717,043$332,659
105165LEADER BANK NA$5.5511,605$478,213
10692PLAINS COMMERCE BANK$5.5520,836$266,163
107123SOUTH STATE BANK$5.5316,358$338,047
108141FIRST UNITED BANK AND TRUST CO$5.5213,805$399,822
10995HOMETOWN LENDERS, INC.$5.4619,945$273,942
11078M&T BANK$5.4523,466$232,066
111143NJ LENDERS CORP$5.4413,456$403,991
112140MCLEAN MORTGAGE CORPORATION$5.4113,825$391,289
113128NORTH AMERICAN SAVINGS BANK$5.3914,948$360,262
114102AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY$5.3819,066$282,079
11598LAKE MICHIGAN CREDIT UNION$5.3719,747$272,073
116178ZIONS BANCORPORATION, N.A.$5.3610,808$496,363
11759RUOFF MORTGAGE COMPANY$5.3328,243$188,753
118104BANK OF ENGLAND$5.3018,976$279,439
11966UNION SAVINGS BANK$5.2925,133$210,618
120132EVERGREEN MONEYSOURCE MORTGAGE COMPANY$5.2314,778$353,808
121115SECURITYNATIONAL MORTGAGE COMPANY$5.1917,362$299,043
122298HSBC BANK USA, NA$5.125,393$949,022
123118FBC MORTGAGE, LLC$5.1117,041$300,151
12493MID AMERICA MORTGAGE, INC.$5.1120,393$250,410
125152STRONG HOME MORTGAGE, LLC$5.0913,064$389,940
126219BANK OF THE WEST$5.078,724$581,003
127159GEORGE MASON MORTGAGE, LLC.$5.0212,368$405,831
128173INTERCOASTAL MORTGAGE, LLC$4.9311,079$444,801
12982ARVEST BANK$4.9222,507$218,396
130110AMCAP MORTGAGE LTD$4.9118,247$269,279
131130V.I.P. MORTGAGE, INC.$4.8914,910$328,245
132101NATIONS LENDING CORPORATION$4.8519,172$253,131
13386DAS ACQUISITION COMPANY, LLC$4.7921,403$223,991
134111CHURCHILL MORTGAGE CORPORATION$4.7717,977$265,536
135108RENASANT BANK$4.7618,417$258,193
136113LAKEVIEW COMMUNITY CAPITAL, LL$4.6017,595$261,619
137125HIGHLANDS RESIDENTIAL MORTGAGE$4.5615,728$289,976
138131ENVOY MORTGAGE, LTD$4.4514,810$300,340
139120AMERIHOME MORTGAGE COMPANY, LLC$4.3516,872$257,583
140169SYNERGY ONE LENDING$4.3511,344$383,063
141215STIFEL BANK & TRUST$4.348,854$490,557
142138ASSOCIATED BANK NA$4.3114,026$307,599
143175FREMONT BANK$4.3110,976$393,001
144180FINANCE OF AMERICA REVERSE LLC$4.2810,593$403,815
145241BBVA USA$4.277,654$557,929
146124WATERSTONE MORTGAGE CORPORATION$4.2516,091$263,985
14780VANDERBILT MORTGAGE AND FINANCE, INC$4.2523,058$184,205
148230GENERAL MORTGAGE CAPITAL CORPORATION$4.198,193$511,772
149293SPROUT MORTGAGE, LLC$4.175,552$751,173
150136KELLER MORTGAGE, LLC$4.1614,147$294,304

We used the the 2021 HMDA loan level database to calculate our results. We excluded subordinate liens and commercial properties.

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