{"id":497,"date":"2019-10-13T20:47:06","date_gmt":"2019-10-13T20:47:06","guid":{"rendered":"https:\/\/bundleloan.com\/blog\/?p=497"},"modified":"2021-06-21T18:07:55","modified_gmt":"2021-06-21T18:07:55","slug":"loan-estimate","status":"publish","type":"post","link":"https:\/\/bundleloan.com\/blog\/loan-estimate\/","title":{"rendered":"Loan Estimate"},"content":{"rendered":"<p>A Loan Estimate is a three-page form you receive from a lender after applying for a mortgage. This will detail important information such as your estimated interest rate, monthly payment, and total closing cost of your mortgage loan. You can find a great example <a href=\"https:\/\/www.consumerfinance.gov\/owning-a-home\/loan-estimate\/\" rel=\"noopener noreferrer\" target=\"_blank\">here<\/a>.<\/p>\n<p>You should review your loan estimate carefully. Hold on to the form and so you can compare it to your <a href=\"https:\/\/www.consumerfinance.gov\/owning-a-home\/closing-disclosure\/\" rel=\"noopener noreferrer\" target=\"_blank\">Closing Disclosure<\/a>. You’ll receive your closing disclosure at least three days before you close.<\/p>\n<ol>\n<li>The first page will outline the basic information of your mortgage. This page will include your name, the address of the home you are buying, your monthly payments, and your interest rate.<\/li>\n<li>The second page gives you the details of your <a href=\"https:\/\/bundleloan.com\/blog\/mortgage-closing-costs\/\">closing costs<\/a>.<\/li>\n<li>The third page will give you some comparison numbers. Pay close attention to these. At Bundle, we really like the <em>In five years<\/em> numbers because they include all the costs and shows the number in a dollar amount instead of a percentage which is easier to understand.<\/li>\n<\/ol>\n<p>If you have any questions about your Loan Estimate, make sure you contact your lender or real estate agent before you move forward.<\/p>\n<p>Read more on your down payment <a href=\"https:\/\/bundleloan.com\/blog\/your-down-payment-an-important-decision\/\">here<\/a>.<\/p>\n<p>Use <a href=\"https:\/\/bundleloan.com\">Bundle<\/a> to find your mortgage today.<\/p>\n<p>Read more <a href=\"https:\/\/bundleloan.com\/blog\/key-mortgage-terms\/\">Key Mortgage Terms<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A Loan Estimate is a three-page form you receive from a lender after applying for a mortgage. This will detail important information such as your estimated interest rate, monthly payment, and total closing cost of your mortgage loan. You can find a great example here. You should review your loan estimate carefully. Hold on to […]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"quote","meta":{"footnotes":""},"categories":[10,20],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Loan Estimate - Bundle<\/title>\n<meta name=\"description\" content=\"A Loan Estimate is a three-page form you'll receive after applying for a mortgage. 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