{"id":484,"date":"2019-10-10T20:21:55","date_gmt":"2019-10-10T20:21:55","guid":{"rendered":"https:\/\/bundleloan.com\/blog\/?p=484"},"modified":"2021-06-21T18:07:55","modified_gmt":"2021-06-21T18:07:55","slug":"homeowners-association-hoa-fees","status":"publish","type":"post","link":"https:\/\/bundleloan.com\/blog\/homeowners-association-hoa-fees\/","title":{"rendered":"Homeowners Association (HOA) Fees"},"content":{"rendered":"<p>Homeowners association (HOA) fees are fees that some neighborhoods charge each resident to help the community maintain and improve common grounds such as playgrounds, swimming pools, and tennis courts.<\/p>\n<p>It&#8217;s important to include these fees in your monthly budget. Large Homeowners Association fees can limit the amount of home you can afford. If you are looking at homes that cost $250,000 and you find one that has a $250 monthly HOA fee, that home may be out of your price range. For every $100 in HOA fees, you can afford about $20,000 less of a home. In our example, you could compare a $250,000 home with a $200,000 home that has a $250 monthly HOA fee. It&#8217;s important to balance the amenities with cost of the fee.<\/p>\n<p>These fees may include a wide range of amenities depending on the neighborhood. <\/p>\n<p>Think of a small neighborhood with 1 street and 10 houses. The neighborhood has a median at the entrance with a sign, sign lights, grass and some bushes and flowers. The Homeowners association owns that median and the residents make up the association. When the grass needs to be cut or a light needs to be changed on the sign, the HOA will pay for this. <\/p>\n<p>Many neighborhoods have many more amenities. These amenities increase the monthly fee you&#8217;ll have to pay, but more homeowners can make the fee smaller because you are spreading out the costs over more homes.<\/p>\n<p>Read more on monthly mortgage mortgage payments <a href=\"https:\/\/bundleloan.com\/blog\/your-monthly-mortgage-payment-an-important-decision\/\">here<\/a>.<\/p>\n<p>Use <a href=\"https:\/\/bundleloan.com\">Bundle<\/a> to find your mortgage today.<\/p>\n<p>Read more <a href=\"https:\/\/bundleloan.com\/blog\/key-mortgage-terms\/\">Key Mortgage Terms<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Homeowners association (HOA) fees are fees that some neighborhoods charge each resident to help the community maintain and improve common grounds such as playgrounds, swimming pools, and tennis courts. It&#8217;s important to include these fees in your monthly budget. Large Homeowners Association fees can limit the amount of home you can afford. If you are [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"quote","meta":{"footnotes":""},"categories":[10,20],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Homeowners Association (HOA) Fees - Bundle<\/title>\n<meta name=\"description\" content=\"Homeowners association (HOA) fees are fees that some neighborhoods charge each resident to help the community maintain and improve common grounds.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bundleloan.com\/blog\/homeowners-association-hoa-fees\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Homeowners Association (HOA) Fees - 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